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Fortunately with so much competition, cell phone plans are abundant; the variety of plans however, is good news for owners of cell phones everywhere. A little research is the key to finding the best plan; something that may take a short while but is well worth the effort; unfortunately, some buyers end up with poor contracts that cost them more money.Of course if you are a heavy user then a monthly cell phone plan may be a better option for you. So before you make that decision you need to sit down and work out how many minutes you will use, approximately, per month.There are different plans for family, national and regional use which should give plenty of scope when making that decision. As with all things they all have plus points and minus points.For prepaid cellular phones, the functionality is often limited so the phone and service you choose may not be able to do everything a similar phone can do when paid for monthly. If you run a large business, you would not want a family type package as you might find it to restrictive for what you require.The family plans also give a call discount when you call other members of your family that are on the same cellular phone bill. There are also discounts for the airtime usage of family members using this particular scheme.For businesses with operatives around the country then free calls are normally available with National cell phone plans and are a real incentive to large organizations. The other advantage to this plan is the lack of roaming charges which can mount up if you are someone who is a regular traveler.Unfortunately, this benefit is not included in regional plans and you will probably be charged for national calls albeit at a reduced rate. Whilst prepaid  cell phone plans  are generally the best option for most people, this is not usually the case for people who travel a great deal as part of their business.To finish; let me remind you that cell phones are great but that does not mean you have to be attached them twenty four hours a day.